 What
do I need to do to get started?
Just fill out the free consultation form on our website and a credit consultant
will contact you within 24 hours. You can call our toll-free number above to
get started immediately or you can sign up by clicking "Sign Up Today".
How much does this process cost?
Our fee is $399.00 for the service. It includes one round of disputes, inquiries
and consultations which will enable you to understand your credit report and how
to raise your FICO score. We will discuss any further steps you may take to settle
debts or negotiating late payments.
How much does my credit report cost?
The cost to purchase your credit reports (if required) from three credit bureaus
is $34.75
(Note: Some states offer free reports and you are also entitled to a free credit
report from each bureau once a year.)
Does pulling my credit reports affect my credit score?
No. The way we pull your credit reports does not generate an inquiry or affect your
credit rating.
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How long does it take before I see improvement?
You will receive results in 30-45 days in the mail from the three credit bureaus
which will tell you which items and inquiries were deleted. After receiving your
results, our customer service consultants will discuss with you if any further
steps are needed.
Is this process legal?
Yes. Under the Fair Credit Reporting Act, a consumer
has the right to question any and all unverifiable, inaccurate and misleading information
in their file. If the item can not be verified in 30 days, it must be removed!
Can I restore my own credit?
Absolutely! Everything we do, you can do yourself, although, the process is time
consuming and involved. You must follow the Fair Credit Reporting Act very carefully
and you must know all rights under the FCRA. We will perform every step of the
process for a small fee to save you time. Therefore, you have no headaches and
you do not have to take your time to work on this.
Do you offer a guarantee?
Credit Consultants USA is a fee for service corporation. The fee we charge
is for a credit consultation and the dispute process is included in the
package at no additional cost. Our flawless customer service and three
year plus record of helping over 4000 clients, without a single BBB complaint,
is what separates us from the rest.
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